First off, how did everyone like the video?  IN this post I bring some insight of what's on my mind.  This is just a little quick post, but ask many questions.

Now that you have a fully funded reserve/emergency fund, are debt free, and have done all the paperwork, Excel or otherwise, it's time to invest in your business and life.  This is the point where you start buying some equipment that can help you grow, investing in mutual funds or stocks, and funding your retirement.

For personal, use 15% of your income towards the retirement.  First, if you are working somewhere else, take the 6% match that they offer, then put the remaining into a Roth IRA.  This will give you after-tax dollars to use.  It will also start you on the right track for retirement.  If you are self-employed, max out your Roth IRA and put the rest into an IRA.  This will give your maximum benefit of taxes.

For photography, not only invest in your company, but invest in yourself.  Plan to go to conferences, take some classes, and get your brand known.  Make the most out of it.  Enjoy life, but budget accordingly.

Blessings,

Andrew Krob

I am not an investment advisor, nor an accountant.  Please check with them before making any financial decisions.